Current Mortgage Rates

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There is much more to a mortgage than just the rate. Since every person’s situation is unique, I encourage you to contact me for a one-on-one personalized consultation to find the right rate and approach for your needs. 

Please note that variables such as income type, property type and credit score and down payment amount, will affect the rate available to you.    Add "ish" after the rate.  5.69% ish for a 5yr fixed rate.  I can help you determine the best rate for your circumstances!

Updated Jan 11th, 2024

TYPE OF MORTGAGE

INSURED*

UNINSURED**

1 year term – Fixed


7.20%


7.01%


2 year term – Fixed


6.25%


6.35%


3 year term – Fixed


5.54%


5.84%


4 year term – Fixed


5.24%


5.67%


5 year term – Fixed


5.15%


5.72%


7 year term – Fixed


6.24%


6.34%


10 year term – Fixed


6.34%


6.44%


5 year – Variable Closed


6.25%


6.90%


Prime rate


7.20%


*Rates are subject to change. Insured Rates are those that fit within the default insurance guidelines.
** Rates are subject to change.  Uninsured are those that do not fit with in the default insurance guidelines.

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